The Facility City website has its primary purpose as the creation of content focused on financial education. Our materials are informative and analytical and cover a wide range of products and services (such as credit cards, loans, financing, various types of investments, and more) offered by national and international financial institutions.
Our General Terms of Use are available to users at any time. The provisions of Facility City’s Privacy Policy, available at https://facilitycity.com/us/privacy-policy/, together with relevant legislation, apply to these Terms and the use of the website.
Therefore, the General Terms and Conditions of Use aim to inform users of their responsibilities, duties and obligations when accessing and/or using the Facility City website, as described in the following sections.
It is important to note that we do not interfere in any processes involving the assessment and/or approval of credit for our clients or partners. Therefore, the final decision to engage in a transaction, extend credit or make an offer lies solely with them, in accordance with their individual criteria and credit and risk policies.
1.1. By accessing Facility City, the user agrees to abide by the Terms and Conditions of General Use and the Facility City Privacy Policy.
1.2. By accessing and/or using Facility City, the user declares that he is at least 18 (eighteen) years of age and has the full and express ability to accept the terms and conditions set forth in these Terms and Conditions for all legal purposes.
1.3. If the user does not meet the above criteria and/or does not agree, even partially, with the terms and conditions set out in these Terms and Conditions, he should refrain from accessing and/or using the services offered by Facility City, as well as the websites and services operated by it.
2.1. Users have access to this service to address any queries, resolve problems, submit complaints or provide other information related to the products and services available on Facility City.
2.2. “Contact” can be initiated through the form located at https://facilitycity.com/us/contact/.
3.1. The User must carefully read all provisions contained in these Terms of Use and Privacy Policy. By using the services and/or products offered on Facility City, the User fully agrees to all clauses and conditions of these Terms.
3.2. Facility City provides links and/or redirects the User to other websites where the User can contract services and/or purchase products from the companies in question without any interference from Facility City.
3.3. When redirected to a page of the website of a company that is advertised on the site, the User must carefully read and expressly accept the terms of use and privacy policy of the advertised company.
3.4. Facility City is not responsible for:
(a) the general terms of use and privacy policies of the advertised companies;
(b) information about advertised services and/or products;
(c) services and/or products potentially offered and/or contracts from the advertised companies.
3.5. Facility City is not responsible for any viruses, malware, spyware, Trojans or any software that may damage or alter the settings of the user’s equipment as a result of browsing the Internet or using, or transmitting data, text, images, files or sound.
3.6. Users are solely responsible for keeping their equipment’s operating system up to date and antivirus programs up to date.
3.7. Facility City is not liable for any losses and damages resulting from improper use of the Facility City website and/or due to force majeure or unforeseeable circumstances.
3.8. Facility City does not send or require deposits or wire transfers for approval of any financial product.
3.9. Facility City does not send emails to Users asking for data confirmation or registration with executable attachments (eg extensions .exe, .com, .scr, .zip, .rar), or download links. If you receive it, please notify us through the website itself, using the contact form located at https://facilitycity.com/us/contact/.
3.10. Without prejudice to the other provisions of these Terms of Use, the User’s obligations include:
(a) Non-infringement of third party rights when using Facility City;
(b) Not to use Facility City for the purpose of monitoring or harassing third parties;
(c) Not to engage in fraudulent, illegal, unfair or inappropriate activities when using the Facility City website; and
(d) Compliance with the terms and conditions set forth in these General Terms of Use and Privacy Policy.
4.1. The General Terms and Conditions of Use of Facility City may be changed, amended or replaced at any time and for any reason, at the sole discretion of Facility City, without prior notice or notification to Users.
4.2. ANY PERSON WHO DOES NOT ACCEPT THESE TERMS AND CONDITIONS, WHICH ARE MANDATORY AND BINDING, MUST REFRAIN FROM USING THE FACILITY CITY WEBSITE.
5.1. These General Terms of Use will remain in effect indefinitely, and any legal or administrative claims arising from the use of Facility City, subject to these General Terms of Use or the Privacy Policy, must be filed within 90 (ninety) days of the event giving rise to them.
6.1. These Terms and Conditions of Use should be read and interpreted in conjunction with the Privacy Policy, both of which are governed by the laws in force in the United States.
6.2. On all matters relating to the interpretation, compliance or any other issues relating to these Terms and Privacy Policy, the parties expressly agree and waive any other jurisdiction, submitting to the Belo Horizonte Forum, where all doubts or problems arising from these terms of use will be resolved.